Under Nevada law, people who wrongfully cause injuries or accidents are liable for the injured party’s medical expenses. Those losses can directly be paid by the company, the person liable, or the liable party’s insurance company. If an injured party is not able to wait to get compensated for the losses, they can opt for other options that pays medical bills after an accident. But first, they will need to navigate medical expenses.
Why Get Medical Care
Always get medical care even when you think you aren’t seriously injured. You might have some injuries you aren’t aware of and may not be physical. Also, you will be dealing with internal injuries, like spine, back, and neck injuries.
Not seeking medical help right away may prolong injuries and the healing process and cause you to deal with medical expenses and bills alone. Delay in medical care is the number one reason for insurers to deny or reduce the compensation amount they would have to pay for your claim.
Navigating Medical Expenses
Strategizing more effectively to settle medical bills following a car accident in Las Vegas may help conserve part of your courtroom victory or insurance compensation.
Basically, Nevada residents suffering from injuries because of a car accident must look for options they can use to pay for medical bills and other related expenses, like:
- Wrongful death
- Emotional distress
- Lost wages
- Despair or chronic pain
Options for Paying Medical Bills
Just because the medical bills belong to you doesn’t mean you should be on the hook to pay them. If another person caused your injuries, they must settle your medical bills.
The trick here is to get them to pay the full amount immediately to ease your burden. Seeking help from an attorney is a great idea. Your attorney will suggest the following source of payments available to you:
- Medical Payment Coverage
If you already have medical payment coverage referred to as MedPay, you may tap into those benefits to treat your injuries. It is great coverage since it is no fault – meaning you might be at fault for the accident and still use it.
Although MedPay isn’t required in Las Vegas, insurers should provide it with coverage starting at $1,000. So, consider checking your policy.
- Health Insurance
In general, your health insurance can cover the costs of rehab therapy, procedures, medication, and treatment. However, if you don’t have insurance, most Las Vegas hospitals must discount services by around 30%. Some even attach a lien to victims’ personal injury settlements.
- Letter of Promise
This is very common in Las Vegas cases related to car accidents. When a car accident lawyer draws it up, it represents an enforceable and legal document between an injured victim and a medical provider. This agreement ensures the medical bills of the injuries get paid.
Hiring a Car Accident Lawyer is the Key
Hiring an experienced car accident attorney is important for your case following a car accident in Nevada. Successful outcomes of your car accident case depend on your lawyer. To achieve that, the attorney you hire will review the case and establish liability for the injuries and accident.
